About Topcash pawnshop in Almaty

Since 2019, 6 branches open 24/7, ARDFM license. Appraisal and money — in 15 minutes.

2019

operating in Almaty — with an ARDFM license since 2022

6

branches across the city, all open 24/7

4,9★

average rating from 769 reviews on maps and the website

24

specialists on the appraisal and service team

Pawnshop appraiser's workspace in Almaty: scales, loupe and gold jewelry on a velvet tray
Topcash pawnshop appraiser in Almaty checks a client's smartphone at the counter
Pawnshop client reads a collateral loan contract before signing
Pawnshop client in Almaty got a collateral loan — cash and card transfer
Pawnshop storage in Almaty with safe deposit boxes for collateral

Gold purity is visible on screen — in front of you

Topcash pawnshop principles in Almaty

Principles of our work

  • since 2019we've been issuing loans in Almaty — under a contract where every figure is in place
    • Appraisal in front of the client
    • Early repayment without penalty
    • Every collateral item is insured
  • 01

    Speed

    Online appraisal in 5–10 minutes, cash in 15 minutes. Cash or card — transfer from 30 seconds.

  • 02

    Transparency

    Rate 0.19–0.25% per day, APR up to 69.35%. Early repayment without penalty, interest for actual days.

  • 03

    Security

    Individual boxes, gold in a sealed bag signed by the client, 24/7 video surveillance, collateral insured.

  • 04

    Availability

    6 branches open 24/7. You only need your ID. We don't check credit history or require proof of income.

  • Transparent contract

    All terms are fixed in the contract: amount, rate, term. No hidden fees or early repayment penalties.

Who we are and how the Topcash pawnshop has worked in Almaty since 2019

History and license

Topcash pawnshop opened in Almaty in 2019 with a single branch. Today we have 6 locations, each open 24/7. The central branch is at 91 Abylai Khan Ave. We also operate at 42 Timiryazeva St. in a mall and at 210 Dostyk Ave. — an auto pawnshop with parking.

We operate under ARDFM license No. 02.26.0041.L dated 14.02.2022. Rate — 0.19–0.25% per day. APR up to 69.35% for loans up to 45 MCI and up to 44.03% for amounts over 45 MCI. Loan term — 1 to 90 days, extensions totaling up to 90 days. Early repayment any day with no penalty, interest only for actual days.

What we accept and how we appraise it

We lend up to 80% of the collateral's market value. We accept jewelry, electronics, cars. Money ready in 15 minutes: cash or transfer to a Kaspi, Halyk or any Kazakhstan card — from 30 seconds. We don't check credit history or ask for proof of income.

You can get an appraisal online by photo or model via WhatsApp — reply in 5–10 minutes. The website has a calculator: a couple of clicks and you see the "up to" amount. To apply, you only need an ID: a Kazakhstan national ID or passport. For a car — also the registration certificate and the owner present.

Storage and buyout

Every item is kept in an individual safe deposit box. Gold — in a sealed bag signed by the client. Video surveillance runs 24/7, every item is insured. This is the standard at all 6 Topcash pawnshop branches.

Besides a loan, there's buyout: you can simply sell the item — money right away, no interest, terms or repayment. The buyout price is usually 10% higher than the loan amount. For cars, buyout is up to 75% of market price versus 60% for a loan. Appraisals are done by a team of 11 specialists, including experts in jewelry, electronics and cars.

History of the Topcash pawnshop in Almaty

How we grew

  1. 2019

    Opening of the first branch

    Topcash pawnshop started operating in Almaty. The first branch at 91 Abylai Khan Ave.

  2. 2021

    Growth of the branch network

    We expanded our presence in Almaty and opened new locations, including a branch in the mall at 42 Timiryazeva.

  3. 2022

    Obtaining the ARDFM license

    On 14.02.2022 we received license No. 02.26.0041.L. We operate by law, rate 0.19–0.25% per day.

  4. 2024

    Online appraisal via WhatsApp

    We launched appraisal by photo or model via WhatsApp. Reply in 5–10 minutes, no visit to a branch.

  5. 2026

    Calculator and buyout without collateral

    A loan calculator appeared on the website. We're growing buyout: selling an item with no interest or repayment, price 10% higher.

The Topcash pawnshop team in Almaty: appraisers and specialists

Our team

Aigerim Nurlanova, Lead Appraisal Expert at Topcash pawnshop in Almaty
Head of appraisal

We earn on interest, not on your items — so we appraise honestly and in your presence.

We show gold purity on the analyzer screen, write the rate in the contract in figures, early repayment — no penalty. And if you no longer need the item, we'll simply buy it — no interest, no return.

  • Gold and stones
  • Disputed cases

Aigerim NurlanovaLead expert appraiser · 9 years in appraisal

Aigerim's team — 23 specialists

Appraisers, cashiers and a lawyer in 6 branches across Almaty

  • Zhanar Ismailova, Branch Manager on Abylai Khan at Topcash pawnshop

    Zhanar Ismailova

    Branch manager on Abylai Khan

    Experience
    8 years in pawnshop
    Branch
    Abylai Khan Ave., 91
    • 24/7
    • Disputed cases
  • Sanzhar Abenov, Senior Jewelry Appraiser at Topcash pawnshop

    Sanzhar Abenov

    Senior Jewelry Appraiser

    Experience
    7 years in appraisal
    Branch
    Abylai Khan Ave., 91
    • Purity 375–999
    • XRF analyzer
  • Nursultan Bekmuratov, Online Appraiser on WhatsApp at Topcash pawnshop

    Nursultan Bekmuratov

    Online appraiser on WhatsApp

    Experience
    5 years in appraisal
    Branch
    Abylai Khan Ave., 91 · WhatsApp 24/7
    • Appraisal by photo
    • Reply in 5 minutes
  • Dauren Omarov, Contract Lawyer at Topcash pawnshop

    Dauren Omarov

    Contract lawyer

    Experience
    10 years of practice
    Branch
    Abylai Khan Ave., 91 · all branches
    • Contracts
    • ARRFR license
  • Assem Kenzhebayeva, Senior Cashier at Topcash pawnshop

    Assem Kenzhebayeva

    Senior Cashier

    Experience
    4 years in pawnshop
    Branch
    Abylai Khan Ave., 91
    • Kaspi and Halyk
    • Cash
  • Ruslan Karimov, Head of Auto Pawn at Topcash pawnshop

    Ruslan Karimov

    Head of Auto Pawnshop

    Experience
    11 years in auto pawnshop
    Branch
    Dostyk Ave., 210 — auto pawnshop
    • Car appraisal
    • Collateral base
  • Yerlan Sagintayev, Car Appraiser at Topcash pawnshop

    Yerlan Sagintayev

    Car Appraiser

    Experience
    6 years in car appraisal
    Branch
    Dostyk Ave., 210 — auto pawnshop
    • Car inspection
    • Documents
  • Bauyrzhan Tuleuov, truck and heavy equipment appraiser at Topcash pawnshop

    Bauyrzhan Tuleuov

    Truck and machinery appraiser

    Experience
    15 years with machinery
    Branch
    Dostyk Ave., 210 — auto pawnshop
    • Trucks and semis
    • Machinery
  • Aizhan Mukanova, auto pawnshop manager at Topcash pawnshop

    Aizhan Mukanova

    Auto pawnshop manager

    Experience
    6 years in auto loans
    Branch
    Dostyk Ave., 210 — auto pawnshop
    • Car documents
    • Extension
  • Marat Yesenov, branch manager on Timiryazeva at Topcash pawnshop

    Marat Yesenov

    Branch manager on Timiryazeva

    Experience
    9 years in pawnshop
    Branch
    Timiryazev St., 42, Mall
    • Electronics
    • Disputed cases
  • Dinara Seitkazy, Customer Relations Manager at Topcash pawnshop

    Dinara Seitkazy

    Customer Service Manager

    Experience
    6 years with clients
    Branch
    Timiryazev St., 42, Mall
    • Extension
    • Early buyout
  • Timur Kasymov, equipment appraiser at Topcash pawnshop

    Timur Kasymov

    Gadget Appraiser

    Experience
    3 years in gadget appraisal
    Branch
    Timiryazev St., 42, Mall
    • iPhone and Samsung
    • Game consoles
  • Kamila Rakhimova, cashier at Topcash pawnshop

    Kamila Rakhimova

    Cashier

    Experience
    2 years in pawnshop
    Branch
    Timiryazev St., 42, Mall
    • Kaspi and Halyk
    • Loan issuance
  • Saule Zhaksylykova, branch manager on Tole Bi at Topcash pawnshop

    Saule Zhaksylykova

    Branch manager on Tole Bi

    Experience
    12 years in pawnshop
    Branch
    Tole Bi St., 186
    • Gold
    • Extension
  • Alibek Zhumabekov, Gadget Appraiser at Topcash pawnshop

    Alibek Zhumabekov

    Gadget Appraiser

    Experience
    8 years in gadget appraisal
    Branch
    Tole Bi St., 186
    • Phones
    • Laptops and watches
  • Daniyar Muratov, jewelry appraiser at Topcash pawnshop

    Daniyar Muratov

    Jewelry Appraiser

    Experience
    6 years in appraisal
    Branch
    Tole Bi St., 186
    • Purity and weight
    • Gold scrap
  • Tomiris Abdrakhmanova, cashier at Topcash pawnshop

    Tomiris Abdrakhmanova

    Cashier

    Experience
    3 years in pawnshop
    Branch
    Tole Bi St., 186
    • Cash
    • Card transfers
  • Yerbol Nurkenov, branch manager in Samal at Topcash pawnshop

    Yerbol Nurkenov

    Branch manager in Samal

    Experience
    20 years in pawnshop
    Branch
    Samal-2 microdistrict, 58
    • Large loans
    • Watches and stones
  • Madina Akhmetova, Jewelry Appraiser at Topcash pawnshop

    Madina Akhmetova

    Jewelry Appraiser

    Experience
    5 years in appraisal
    Branch
    Samal-2 microdistrict, 58
    • Diamonds
    • Watch
  • Aliya Baizhanova, cashier at Topcash pawnshop

    Aliya Baizhanova

    Cashier

    Experience
    5 years in pawnshop
    Branch
    Samal-2 microdistrict, 58
    • Kaspi and Halyk
    • Early buyout
  • Gabit Serikbayev, branch manager in Aksai at Topcash pawnshop

    Gabit Serikbayev

    Branch manager in Aksai

    Experience
    10 years in pawnshop
    Branch
    Aksai-4 microdistrict, 17
    • Gold and electronics
    • Extension
  • Zhansaya Ibrayeva, gold and equipment appraiser at Topcash pawnshop

    Zhansaya Ibrayeva

    Gold and electronics appraiser

    Experience
    4 years in appraisal
    Branch
    Aksai-4 microdistrict, 17
    • Gold
    • Phones
  • Laura Smagulova, cashier at Topcash pawnshop

    Laura Smagulova

    Cashier

    Experience
    7 years in pawnshop
    Branch
    Aksai-4 microdistrict, 17
    • Cash
    • Kaspi and Halyk

Topcash pawnshop documents in Almaty

Documents and license

  • ARRFR license

    No. 02.26.0041.L dated 14.02.2022 — for issuing microcredits secured by collateral

    View
  • Rules and rates

    Rate 0.19–0.25% per day, APR, terms and loan extension procedure

    View
  • Data policy

    How we store and protect clients' personal data

    View

Topcash pawnshop reviews in Almaty: 769 ratings, average score 4.9

Reviews from our customers

Igor V.

I've been pawning electronics here for a while whenever there's a cash gap. Aigerim greets me like family and always suggests the best option. This time they appraised the laptop at almost 1 500 000, which is good for used hardware. I recommend it to anyone who needs money fast and without extra questions

Our website ·
Zhuldyz

I came to sell an old laptop, wasn't planning to redeem it. The appraisal was quick, but I had to wait in line a bit. Overall happy, they paid the money right away.

Topcash: Zhuldyz, thank you for your feedback! We apologize for the wait, we're working to serve you faster.

Google ·
Azamat

I just sold an old watch, wasn't planning to redeem it. Money right away, no interest. The appraiser Alibek checked the authenticity in front of me. All fair, I recommend it.

Our website ·
Meruert S.

I pawned gold, they checked the 585 purity with an X-ray in front of me, all clear. I later extended the loan by phone without visiting. Storage is reliable, I don't worry about it

Our website ·
Saltanat E.

Mom was in the hospital, I needed money urgently. I came to Abylai Khan at night, didn't wait for anyone, they checked the gold in front of me and gave me cash in about fifteen minutes. Honestly, I didn't expect such treatment, thank you so much for not leaving me in a difficult moment

2GIS ·
Gulnar

I sold my gold items, got the money right away. The price exceeded my expectations. Madina is very polite, explained everything. The office is clean, there's security.

Topcash: Gulnar, thank you! We wish you success too.

Yandex ·
Artyom G.

Overall everything's fine, they have a license, documents in order. The only thing is the paperwork took longer, I waited more than the promised 15 minutes. But the appraiser apologized and everything went well.

Topcash: Artyom, sorry for the delay — there was a collateral database check that day. It usually takes a few minutes.

Our website ·
Saule

I urgently needed money for my mom's surgery. I pawned gold earrings and a ring. They appraised them in front of me, everything was fair. I got the money on my card in 10 minutes. Thanks to Asem for the speed!

Topcash: Saule, thank you for the review! Glad we could help in a tough moment. Wishing your mom good health!

Google ·
Yelena K.

Thanks for the speed. I pawned a ring to make it to payday, everything's fair, money on Kaspi instantly

Yandex ·
Lyudmila

I pawned my laptop, needed money for repairs. They appraised it online from photos in 5 minutes, then I came to the branch. Dauren helped with the contract and explained everything clearly. I paid it back a month later, the interest is low. Thanks!

Topcash: Lyudmila, thank you for the review! Glad you were satisfied.

Our website ·
Natalya S.

Hello! I want to leave a review about the pawnshop. I brought in gold, my grandmother's jewelry, I was scared. They calmed me down, checked it with an X-ray in front of me, sealed it in a bag with a signature. The price per gram turned out higher than I thought, 999 purity. Thanks to the team for the human touch and patience with my questions

Google ·
Konstantin

I sold my car outright, wasn't planning to buy it back. Ruslan checked the documents and handled everything quickly, I got the money on my card the same day. Great service!

2GIS ·
Nikolai D.

I took a loan against my laptop for a week, forgot about interest for the actual days and that's exactly how they calculated it. I closed it early with no penalty, respect.

2GIS ·
Zhamilya B.

Everything's good, they replied to the photo appraisal via WhatsApp in 5 minutes. I came and got the money. One thing though — there's little parking nearby, had to circle around) but otherwise I recommend

Our website ·
Aleksei

I sold my watch, wasn't going to buy it back. The price worked for me — buyout paid more than a collateral loan. Nursultan appraised it quickly online from photos, then the branch confirmed it. Recommended.

Yandex ·
Aida U.

Everything would be fine, they processed it and gave the money, but there was a queue of about five people in the evening. Though honestly, for the speed and 24/7 service, it's worth the wait

2GIS ·
Timur Zh.

I extended the loan twice, both times over the phone, with no penalty. Very convenient if you can't make it on time.

Yandex ·
Yerasyl

An auto pawnshop on Dostyk is exactly what I was looking for. The car stayed with me, paperwork was done fast, Ruslan explained everything. Got a good amount.

Google ·
Botagoz

Pawned gold to pay for my son's tuition. All good, but the paperwork took a bit longer than promised. Interest is charged for actual days, that's a plus. The employee Zhanar is very attentive.

Topcash: Aigul, thanks for the review! We're working to speed up the process, your opinion matters to us.

2GIS ·
Pyotr S.

Thought I'd have to leave the car in a lot — no, it stayed with me, only the documents were pledged. They required my presence and the vehicle registration. Money was transferred to the card in about 15 minutes, happy

Our website ·

Frequently asked questions about Topcash pawnshop in Almaty

Frequent questions

We operate under ARDFM license No. 02.26.0041.L dated 14.02.2022. This confirms the legality of Topcash pawnshop's operations in Almaty. Rate 0.19–0.25% per day, APR up to 69.35% for loans up to 45 MCI and up to 44.03% for amounts over 45 MCI.

Since 2019 we have issued thousands of loans. Average rating 4.9 from 769 reviews on Google, Yandex, 2GIS and our website. Every collateral is insured, stored in individual cells, video surveillance 24/7. The contract is transparent: amount, rate and term are fixed.

We place each collateral in an individual safe cell. Gold — in a sealed bag signed by the client. Branches have 24/7 video surveillance, all collateral is insured. This is a single standard for all 6 pawnshop branches in Almaty.

We have 6 branches in Almaty, all open 24/7. The central one is at 91 Abylai Khan Ave. Also 42 Timiryazeva St. (in a mall) and 210 Dostyk Ave. (auto pawnshop, with parking). Check the exact address of the nearest branch on the website or by phone.

Come to any branch with a national ID of the RK or a passport. For a car you need the registration certificate and the owner present. Appraisal takes 5–10 minutes, we issue money in 15 minutes in cash or to a card. You can start with an online appraisal via WhatsApp by photo.