Cash against collateral in Almaty

Collateral loan for gold, a phone, laptop, watch or car. No paperwork — just your national ID and the item.

Calculate the amount

Collateral loan or instant buyout — amount in 30 seconds, no calls or forms

Pawnshop appraiser's workspace in Almaty: scales, loupe and gold jewelry on a velvet tray
Topcash pawnshop appraiser in Almaty checks a client's smartphone at the counter
Pawnshop client reads a collateral loan contract before signing
Pawnshop client in Almaty got a collateral loan — cash and card transfer
Pawnshop storage in Almaty with safe deposit boxes for collateral

Gold purity is visible on screen — in front of you

What the amount depends on

  • Item type: gold, electronics, watches, car or other
  • Condition and accessories
  • Market price of such items on the appraisal date
  • Loan or buyout: with buyout the amount is about 10% higher

What to bring

  • National ID of Kazakhstan or passport
  • The item you're pledging, or its photo for online appraisal
  • For cars and special equipment — registration certificate and the owner present

How to get a pawnshop loan in Almaty: 4 steps

4 steps to cash

  1. 15–10 minutes

    Online appraisal

    Send a photo or model of your item via WhatsApp — the appraiser will quote a price in 5–10 minutes.

  2. 25 minutes

    In-person check

    Bring the item and your national ID. We check purity and condition right in front of you.

  3. 310 minutes

    Contract

    Loan with a buyback date, or a sale — no interest, no return. All figures are in the contract.

  4. 4from 30 seconds

    Money

    Cash from the till or transfer to Kaspi, Halyk or any card in Kazakhstan.

Collateral loan calculator in Almaty

Appraisal calculator

Send a photo or the model of your item — the appraiser will name the amount in 5 minutes

Preliminary appraisal is not an offer: the exact amount will be given by the appraiser based on photos or in person

What you can get money for at a pawnshop in Almaty

What we give money for

Maximum amounts by category
What you pledgeLoan, up toCondition
999 gold54 900 ₸ per gramPurity check in front of you
Phones720 000 ₸Account unlink
Laptops1 500 000 ₸Password removed
Watch2 800 000 ₸Authenticity check
Cars20 000 000 ₸The car stays with you
Diamonds12 000 000 ₸With certificate

Free collateral appraisal at a pawnshop in Almaty via WhatsApp photo

We'll appraise your item for free

Send a photo or model via WhatsApp — before your visit we'll name the loan amount and the price we'll buy the item for right away

Request appraisal

The Topcash pawnshop team in Almaty

Our team

Aigerim Nurlanova, Lead Appraisal Expert at Topcash pawnshop in Almaty
Head of appraisal

We earn on interest, not on your items — so we appraise honestly and in your presence.

We show gold purity on the analyzer screen, write the rate in the contract in figures, early repayment — no penalty. And if you no longer need the item, we'll simply buy it — no interest, no return.

  • Gold and stones
  • Disputed cases

Aigerim NurlanovaLead expert appraiser · 9 years in appraisal

Who handles your contract — 9 specialists

Managers of all six branches, a lawyer, managers and a senior cashier

  • Zhanar Ismailova, Branch Manager on Abylai Khan at Topcash pawnshop

    Zhanar Ismailova

    Branch manager on Abylai Khan

    Experience
    8 years in pawnshop
    Branch
    Abylai Khan Ave., 91
    • 24/7
    • Disputed cases
  • Marat Yesenov, branch manager on Timiryazeva at Topcash pawnshop

    Marat Yesenov

    Branch manager on Timiryazeva

    Experience
    9 years in pawnshop
    Branch
    Timiryazev St., 42, Mall
    • Electronics
    • Disputed cases
  • Saule Zhaksylykova, branch manager on Tole Bi at Topcash pawnshop

    Saule Zhaksylykova

    Branch manager on Tole Bi

    Experience
    12 years in pawnshop
    Branch
    Tole Bi St., 186
    • Gold
    • Extension
  • Yerbol Nurkenov, branch manager in Samal at Topcash pawnshop

    Yerbol Nurkenov

    Branch manager in Samal

    Experience
    20 years in pawnshop
    Branch
    Samal-2 microdistrict, 58
    • Large loans
    • Watches and stones
  • Gabit Serikbayev, branch manager in Aksai at Topcash pawnshop

    Gabit Serikbayev

    Branch manager in Aksai

    Experience
    10 years in pawnshop
    Branch
    Aksai-4 microdistrict, 17
    • Gold and electronics
    • Extension
  • Dinara Seitkazy, Customer Relations Manager at Topcash pawnshop

    Dinara Seitkazy

    Customer Service Manager

    Experience
    6 years with clients
    Branch
    Timiryazev St., 42, Mall
    • Extension
    • Early buyout
  • Aizhan Mukanova, auto pawnshop manager at Topcash pawnshop

    Aizhan Mukanova

    Auto pawnshop manager

    Experience
    6 years in auto loans
    Branch
    Dostyk Ave., 210 — auto pawnshop
    • Car documents
    • Extension
  • Dauren Omarov, Contract Lawyer at Topcash pawnshop

    Dauren Omarov

    Contract lawyer

    Experience
    10 years of practice
    Branch
    Abylai Khan Ave., 91 · all branches
    • Contracts
    • ARRFR license
  • Assem Kenzhebayeva, Senior Cashier at Topcash pawnshop

    Assem Kenzhebayeva

    Senior Cashier

    Experience
    4 years in pawnshop
    Branch
    Abylai Khan Ave., 91
    • Kaspi and Halyk
    • Cash

Customer reviews: Collateral loans in Almaty — Topcash pawnshop

Reviews from our customers

Meruert S.

I pawned gold, they checked the 585 purity with an X-ray in front of me, all clear. I later extended the loan by phone without visiting. Storage is reliable, I don't worry about it

Our website ·
Lyudmila

I pawned my laptop, needed money for repairs. They appraised it online from photos in 5 minutes, then I came to the branch. Dauren helped with the contract and explained everything clearly. I paid it back a month later, the interest is low. Thanks!

Topcash: Lyudmila, thank you for the review! Glad you were satisfied.

Our website ·
Zhamilya B.

Everything's good, they replied to the photo appraisal via WhatsApp in 5 minutes. I came and got the money. One thing though — there's little parking nearby, had to circle around) but otherwise I recommend

Our website ·
Ivan P.

Pawned my iPhone, everything by contract. The interest is reasonable, got it back a week later with no issues. The branch on Timiryazev works 24/7, which is very convenient.

Google ·
Olga S.

Took me a long time to decide to go to a pawnshop, but the situation forced me. Pawned a chain, 585 purity, accepted at a good price. Money was transferred to Kaspi instantly. Staff is polite, especially Dinara.

Topcash: Olga, thanks for your trust! Always happy to help.

Yandex ·
Yerzhan T.

Pawned my iPhone, everything by contract. They checked it quickly, the money arrived on Kaspi within a couple of minutes. A 24/7 branch is really convenient

Google ·
Igor V.

I've been pawning electronics here for a while whenever there's a cash gap. Aigerim greets me like family and always suggests the best option. This time they appraised the laptop at almost 1 500 000, which is good for used hardware. I recommend it to anyone who needs money fast and without extra questions

Our website ·
Zhuldyz

I came to sell an old laptop, wasn't planning to redeem it. The appraisal was quick, but I had to wait in line a bit. Overall happy, they paid the money right away.

Topcash: Zhuldyz, thank you for your feedback! We apologize for the wait, we're working to serve you faster.

Google ·
Azamat

I just sold an old watch, wasn't planning to redeem it. Money right away, no interest. The appraiser Alibek checked the authenticity in front of me. All fair, I recommend it.

Our website ·
Saltanat E.

Mom was in the hospital, I needed money urgently. I came to Abylai Khan at night, didn't wait for anyone, they checked the gold in front of me and gave me cash in about fifteen minutes. Honestly, I didn't expect such treatment, thank you so much for not leaving me in a difficult moment

2GIS ·
Gulnar

I sold my gold items, got the money right away. The price exceeded my expectations. Madina is very polite, explained everything. The office is clean, there's security.

Topcash: Gulnar, thank you! We wish you success too.

Yandex ·
Artyom G.

Overall everything's fine, they have a license, documents in order. The only thing is the paperwork took longer, I waited more than the promised 15 minutes. But the appraiser apologized and everything went well.

Topcash: Artyom, sorry for the delay — there was a collateral database check that day. It usually takes a few minutes.

Our website ·
Saule

I urgently needed money for my mom's surgery. I pawned gold earrings and a ring. They appraised them in front of me, everything was fair. I got the money on my card in 10 minutes. Thanks to Asem for the speed!

Topcash: Saule, thank you for the review! Glad we could help in a tough moment. Wishing your mom good health!

Google ·
Yelena K.

Thanks for the speed. I pawned a ring to make it to payday, everything's fair, money on Kaspi instantly

Yandex ·
Natalya S.

Hello! I want to leave a review about the pawnshop. I brought in gold, my grandmother's jewelry, I was scared. They calmed me down, checked it with an X-ray in front of me, sealed it in a bag with a signature. The price per gram turned out higher than I thought, 999 purity. Thanks to the team for the human touch and patience with my questions

Google ·
Konstantin

I sold my car outright, wasn't planning to buy it back. Ruslan checked the documents and handled everything quickly, I got the money on my card the same day. Great service!

2GIS ·
Nikolai D.

I took a loan against my laptop for a week, forgot about interest for the actual days and that's exactly how they calculated it. I closed it early with no penalty, respect.

2GIS ·
Aleksei

I sold my watch, wasn't going to buy it back. The price worked for me — buyout paid more than a collateral loan. Nursultan appraised it quickly online from photos, then the branch confirmed it. Recommended.

Yandex ·
Aida U.

Everything would be fine, they processed it and gave the money, but there was a queue of about five people in the evening. Though honestly, for the speed and 24/7 service, it's worth the wait

2GIS ·
Timur Zh.

I extended the loan twice, both times over the phone, with no penalty. Very convenient if you can't make it on time.

Yandex ·
Yerasyl

An auto pawnshop on Dostyk is exactly what I was looking for. The car stayed with me, paperwork was done fast, Ruslan explained everything. Got a good amount.

Google ·
Botagoz

Pawned gold to pay for my son's tuition. All good, but the paperwork took a bit longer than promised. Interest is charged for actual days, that's a plus. The employee Zhanar is very attentive.

Topcash: Aigul, thanks for the review! We're working to speed up the process, your opinion matters to us.

2GIS ·
Pyotr S.

Thought I'd have to leave the car in a lot — no, it stayed with me, only the documents were pledged. They required my presence and the vehicle registration. Money was transferred to the card in about 15 minutes, happy

Our website ·
Roman P.

Pawned a watch that was dear to me without any issues, got a good appraisal. Special respect to the appraiser for the attentiveness.

2GIS ·
Aliya S.

Didn't believe they don't check credit history, but it's true: just a national ID and that's it. Pawned a phone, money hit the card in a couple of minutes. Dinara explained everything, very attentive.

Yandex ·
Olga N.

Needed money for car repairs, pawned a phone. Only leaving a positive comment, staff is polite, clean, money given in cash right away.

Topcash: Olga, thank you! Glad we could help with the car repair in time.

Google ·
Aruzhan N.

Was afraid they'd cut the amount on site, but no — they gave exactly what they quoted from the photo. Alibek checked the model and condition in front of me, took about ten minutes

Our website ·
Zhanna S.

Great service! I pawned gold, everything was processed quickly, and they gave me cash right there. They're open at night too, which is very convenient. Thanks!

2GIS ·
Sergei L.

All good, but had to wait a bit for the paperwork on Dostyk, there were lots of cars. Though the employee apologized, did everything neatly, you don't have to leave the car, that's the main thing

Topcash: Sergei, sorry for the wait — we added a second appraiser at Dostyk for the evening hours.

Yandex ·

Questions about collateral loans in Almaty

Frequent questions

One day. Interest is charged for actual days, so a short loan is inexpensive.

Yes, to Kaspi, Halyk and any card in Kazakhstan — from 30 seconds after signing the contract.

The loan can be extended via WhatsApp or Kaspi — up to 90 days in total. Just write before the term ends.