iPhone buyout in Almaty

New and older iPhone models, working and faulty. Photo price in 5–10 minutes, money right away.

Calculate the price

Price by photo in 5 minutes, money right away

Why people sell their iPhone to us

Why they sell to us

  • up to 792 000 ₸for iPhone Duo — money right after the check
    • Appraisal by photo in 5–10 minutes
    • 6 branches are open 24/7
    • Money right away under contract
  • 01

    Appraisal by photo and model

    Send photos of your iPhone and the model on WhatsApp — we'll quote in 5–10 minutes, before you visit a branch.

  • 02

    We inspect in front of you

    At the branch we check the iPhone in front of you in 10–20 minutes and confirm the price before signing the contract.

  • 03

    We buy faulty ones too

    We take iPhone for parts — cheaper than a working one. We only don't buy those with a linked iCloud or reported stolen.

  • 04

    Cash on the spot

    Cash or transfer to Kaspi Gold, Halyk or any card in Kazakhstan — right after the contract.

  • Inspection and data safety

    We check the IMEI and serial number, verify condition and kit. Before selling, unlink iCloud and reset settings — it's faster and safer.

What determines the iPhone price

  • Model and year: newer iPhone cost more than older generations
  • Body and screen condition: chips and cracks lower the price
  • Kit: box, charger and documents raise the appraisal
  • Storage: 256 and 512 GB versions are worth more than base ones
  • Functionality: Face ID, cameras, battery, speakers
  • Demand: we check the market against Kaspi Magazin, OLX.kz and Technodom

How to prepare for the sale

  • Back up your data to iCloud or a computer
  • Unlink Apple ID and iCloud, turn off Find My iPhone
  • Reset settings and erase all data
  • Gather the kit: box, charger, documents, receipts
  • Wipe the body and screen, remove the case and screen protector

How to sell an iPhone in Almaty: 4 steps

Steps of iPhone buyout

  1. 15–10 minutes

    Appraisal by photo

    Message us on WhatsApp with the model and photos of your iPhone — we'll quote in 5–10 minutes.

  2. 210–20 minutes

    In-person check

    Come to any of our 6 branches — we check the iPhone in front of you in 10–20 minutes and confirm the price.

  3. 35 minutes

    Purchase and sale contract

    We sign a sale and purchase contract, you only need a passport or national ID of Kazakhstan, from 18 years old.

  4. 4right away

    Cash on the spot

    We pay in cash or by transfer to Kaspi Gold, Halyk and any card in Kazakhstan.

Buyout calculator — iphone in Almaty

Calculate the iPhone price

Send a photo or the model of your item — the appraiser will name the amount in 5 minutes

Preliminary appraisal is not an offer: the exact amount will be given by the appraiser based on photos or in person

How much does iPhone buyout cost in Almaty: prices

How much we pay for an iPhone

How much we pay for an iPhone in excellent condition, complete set
ModelWe pay up to
iPhone Duoup to 792 000 ₸
iPhone 18 Pro Maxup to 528 000 ₸
iPhone 18 Proup to 473 000 ₸
iPhone 17 Pro Maxup to 462 000 ₸
iPhone 17 Proup to 407 000 ₸
iPhone 16 Pro Maxup to 390 500 ₸
iPhone Airup to 363 000 ₸
iPhone 16 Proup to 341 000 ₸
iPhone 17up to 324 500 ₸
iPhone 16 Plusup to 297 000 ₸

Need it back? You don't have to sell — take a collateral loan instead — rate from 0.19% per day, term up to 90 days.

Send a photo — get a price — Topcash buyout in Almaty

Send a photo — get a price

Message us on WhatsApp with the model and send iPhone photos. We reply in 5–10 minutes and pay right after inspection and contract.

Request appraisal

Topcash appliance buyout appraisers in Almaty

Our team

Alibek Zhumabekov, device appraiser at the Topcash pawnshop in Almaty
Gadget appraiser

I inspect the iPhone in front of you and name the price before the contract

First I check the model, storage and body condition, then Face ID, cameras, battery and IMEI. If everything matches the photos — I confirm the price, and you get the money right away.

  • Phones
  • Laptops and watches

Alibek ZhumabekovGadget appraiser · 8 years in gadget appraisal

Who else buys tech — 7 specialists

Tech appraisers from different branches, an online appraiser on WhatsApp, the manager, a cashier and a lawyer

  • Nursultan Bekmuratov, Online Appraiser on WhatsApp at Topcash pawnshop

    Nursultan Bekmuratov

    Online appraiser on WhatsApp

    Experience
    5 years in appraisal
    Branch
    Abylai Khan Ave., 91 · WhatsApp 24/7
    • Appraisal by photo
    • Reply in 5 minutes
  • Timur Kasymov, equipment appraiser at Topcash pawnshop

    Timur Kasymov

    Gadget Appraiser

    Experience
    3 years in gadget appraisal
    Branch
    Timiryazev St., 42, Mall
    • iPhone and Samsung
    • Game consoles
  • Zhansaya Ibrayeva, gold and equipment appraiser at Topcash pawnshop

    Zhansaya Ibrayeva

    Gold and electronics appraiser

    Experience
    4 years in appraisal
    Branch
    Aksai-4 microdistrict, 17
    • Gold
    • Phones
  • Marat Yesenov, branch manager on Timiryazeva at Topcash pawnshop

    Marat Yesenov

    Branch manager on Timiryazeva

    Experience
    9 years in pawnshop
    Branch
    Timiryazev St., 42, Mall
    • Electronics
    • Disputed cases
  • Dinara Seitkazy, Customer Relations Manager at Topcash pawnshop

    Dinara Seitkazy

    Customer Service Manager

    Experience
    6 years with clients
    Branch
    Timiryazev St., 42, Mall
    • Extension
    • Early buyout
  • Kamila Rakhimova, cashier at Topcash pawnshop

    Kamila Rakhimova

    Cashier

    Experience
    2 years in pawnshop
    Branch
    Timiryazev St., 42, Mall
    • Kaspi and Halyk
    • Loan issuance
  • Dauren Omarov, Contract Lawyer at Topcash pawnshop

    Dauren Omarov

    Contract lawyer

    Experience
    10 years of practice
    Branch
    Abylai Khan Ave., 91 · all branches
    • Contracts
    • ARRFR license

iPhone buyout in Almaty: 5 models with maximum payout up to 792 000 ₸ from Topcash

iPhone buyout in Almaty at Topcash means cash for your smartphone right away: free appraisal by photo on WhatsApp in 5–10 minutes, an in-person check at the branch in 10–20 minutes, and payment in cash or to Kaspi Gold, Halyk, or any card in Kazakhstan. Maximum — up to 792 000 ₸ for iPhone Duo.

How much we pay for iPhone — payout table by model

iPhone buyout in Almaty means cash for your smartphone right away, and price is the first question. Below are benchmarks for maximum payouts on top models in excellent condition and full set; we name the exact amount from photos in 5–10 minutes.

Maximum payouts by iPhone model

iPhone modelWe pay up to, ₸
iPhone Duo792 000
iPhone 18 Pro Max528 000
iPhone 18 Pro473 000
iPhone 17 Pro Max462 000
iPhone 17 Pro407 000
iPhone 16 Pro Max390 500
iPhone Air363 000
iPhone 16 Pro341 000
iPhone 17324 500
iPhone 16 Plus297 000

The “up to” benchmark is the price of a perfect unit with box, charger, and documents. The real amount is almost always 10–25% lower due to condition and set, so send photos right away — that way you see an honest range, not an inflated calculator.

How to get an exact appraisal in 5–10 minutes

Topcash names the exact price free of charge from photos and model on WhatsApp in 5–10 minutes — no visit and no obligation. Appraisal depends on more than the model: send 4–5 shots — screen on, back panel, edges, and the IMEI sticker. The appraiser will check the body condition, storage capacity (256 and 512 GB versions are valued higher than base ones), Face ID, cameras, and battery, as well as the box and receipt. At the branch, the check in front of the client takes 10–20 minutes, after which the amount is confirmed and the contract is signed. In our experience, a missing IMEI sticker or a chip on the edge takes more off the final figure than a scratch on the back panel — take shots in good light so the appraiser doesn’t revise the amount at the meeting.

Buyout pays more than OLX and Kaspi Ads

iPhone buyout with us is often more profitable than selling on OLX.kz and Kaspi Ads: you don’t pay a commission, don’t wait weeks, and don’t haggle with strangers. On classifieds, the price in the header is the seller’s ask, not the deal fact: real buyers knock off 15–20% at inspection, and scammers offer prepayment and vanish. iPhone buyout shows right away the amount you’ll get in hand and checks it against Kaspi Store, OLX.kz, and Technodom — we verify the market across three platforms. Through classifieds, a sale realistically takes 2–4 weeks with haggling; buyout closes the deal in one visit. If the model is recent and complete, the difference from a private sale is minimal — and you save time and haggling risk right away.

How the deal works: from photos on WhatsApp to cash in hand

iPhone buyout with us takes less than an hour — from the first message to cash. Let’s break down step by step what happens at each stage and why you get money right after the contract.

Step-by-step process: 4 steps to money

  • Step 1 — photos on WhatsApp: you send 4–5 shots of the body, screen, “About this device” settings, and the model — the appraiser names a range in 5–10 minutes.
  • Step 2 — visit to the branch: bring the iPhone to any of 6 branches, they work 24/7, the check takes 10–20 minutes.
  • Step 3 — check in front of you: we test the screen, Face ID, cameras, battery, and speakers, and verify the IMEI against wanted and blacklist databases.
  • Step 4 — contract and money: you sign the sale and purchase contract, from that moment the item becomes ours, and you immediately get cash or a card transfer.

Sell an iPhone in Almaty for cash with no commission

You can sell an iPhone in Almaty for cash with no commission and no middlemen: we pay right after the contract is signed — in cash or by transfer to Kaspi Gold, Halyk, or any card in Kazakhstan. When selling through classifieds, you pay for listing and lose a percentage when withdrawing funds, while here the deal closes in one visit. Carrying up to 792 000 ₸ in cash isn’t always comfortable — a deposit to Kaspi Gold or Halyk arrives within a couple of minutes, and you choose the payment method right at the branch, already knowing the final amount. If the amount is large, take a transfer rather than cash: the bank receipt stays with you as proof the funds arrived.

iPhone buyout on the day you apply — how long it takes

iPhone buyout on the day you apply takes 15 to 30 minutes: 5–10 minutes for the photo appraisal, another 10–20 minutes for the check at the branch, and right after the contract you get your money. If you come in the evening or at night, the deal isn’t postponed: all 6 branches work 24/7, so you can sell your smartphone after work or before a flight — no waiting “until morning.” When heading to the branch, unlink your Apple ID and turn off “Find My iPhone” in advance — this procedure takes clients more time than the appraisal itself, and the deal can’t be done without it.

What the price depends on and how to prepare your iPhone for sale

Even a top model can cost 30% less if it has a chip on the screen or no box. Here's what moves the price and how to prep your device to get the most.

What the price depends on: condition, accessories, year of release

  • Model and release year: newer iPhones cost more than previous generations — the gap between adjacent lineups reaches 40-60 thousand tenge.
  • Body and screen condition: chips, cracks and scuffs lower the appraisal — a display replacement on iPhone 15 Pro Max costs the service 90-120 thousand tenge.
  • Accessories: the box, original charger and documents add 5-10% to the base payout for the same model.
  • Storage: 256 and 512 GB versions are worth more than the base 128 GB — the difference reaches 30 thousand tenge.
  • Functionality: Face ID, cameras, battery, speakers and buttons are checked one by one — a non-working module means minus 15-25 thousand tenge.
  • Demand: we compare the market with Kaspi Store, OLX.kz and Technodom — during new-model sales, used prices dip.

Checklist for prepping an iPhone for sale

  • Backup: save your photos, contacts and chats to iCloud or a computer — after a reset you won't be able to restore them without a backup.
  • Unlink Apple ID and iCloud: go to settings, sign out of the account and confirm data erasure from the device.
  • Find My iPhone: turn the feature off before resetting — otherwise the activation lock stays on Apple's servers.
  • Factory reset: use Erase All Content and Settings, wait for the full wipe and the hello screen to appear.
  • Accessories: gather the box, charger, documents and receipts — a box with a matching IMEI adds to the appraisal.
  • Appearance: wipe the body, remove the case and screen protector so the appraiser sees the real condition.

Do you buy iPhones with a cracked screen and other defects?

Yes, Topcash buys iPhones with a cracked screen, chips and other defects — cheaper than a working one, but we buy them; faulty devices go for parts. The appraiser looks at the model, storage and what survived: a working display, battery, cameras, body. For example, an iPhone 13 with broken glass but a live matrix and intact Face ID is valued higher than one with a cracked body and signs of water damage. If the smartphone won't turn on, that's not a refusal either: the model is identified by the sticker and IMEI, and the price is quoted for the body and surviving components. In our practice, a client kept an iPhone XR after a drop in water "just in case" for two years — in that time it lost almost half its value, while the money could have been received right away.

What we don't buy and why — iCloud, IMEI, wanted list

There are three categories of iPhone we don't accept under any circumstances. Let's go over the reasons — this protects both seller and buyer from legal trouble.

iPhone with unlinked iCloud and Apple ID

Topcash doesn't buy iPhones with an unlinked Apple ID and iCloud: without unlinking, the device stays tied to its previous owner and can't be resold. The link stores the serial number and Apple ID in the Activation Lock database — a new user won't be able to activate the smartphone, even if it's physically fully working. That's why an iPhone 16 Pro Max, iPhone 17 Pro or iPhone Air with Find My iPhone active won't pass the appraiser's check, and the deal will have to be postponed. Unlinking takes 2 minutes: Settings → Apple ID name → Sign Out, then turn off Find My iPhone; if the password is forgotten, recover it via iforgot.apple.com before your visit — otherwise the deal will have to be postponed.

Devices on the wanted list and with a tampered IMEI

Topcash doesn't buy iPhones that are wanted or have a tampered serial number: before the deal we check the IMEI and serial against databases. The IMEI is a 15-digit identifier assigned to the device at production and never changes; in Kazakhstan it must not be listed in the database of lost and stolen devices. A tampered number is a sign the body was replaced or the firmware reflashed, and such a device gets blocked by the carrier on its first network registration. You can check the IMEI yourself in advance: dial #06# and compare the number with the sticker on the box and in settings — if the three values don't match, the device is most likely reflashed and won't pass intake.

What we accept and what we don't — summary table

iPhone categoryDo we accept?Condition
WorkingYesiCloud unlinked, clean IMEI
Cracked screenYescheaper than working
FaultyYesfor parts, cheaper than working
Unlinked iCloudNounlink the account first
WantedNo—
Tampered IMEINo—

The line is legal cleanliness: even a visually perfect smartphone with a problematic IMEI creates risk for the buyer, so refusing it isn't nitpicking — it's the standard of legal business.

Documents, contract and deal security

A legal buyout always means a contract and an ID check. Here's what documents you need, how payment works, and why the deal protects both sides.

What documents are needed to sell an iPhone

To sell an iPhone at Topcash you only need a national ID of the RK or a passport — you can sell from age 18. Documents for the smartphone itself are not required: a receipt, box, and warranty card raise the appraisal, but are not a condition of the deal. The seller confirms that the device belongs to them and is not in collateral — this is the key check during an iPhone buyout. If the smartphone was bought on installment or credit, first settle the obligation with the bank: unpaid collateral is the only reason we refuse at the verification stage. The ID is needed both for the contract and to confirm age: we do not transact with minors even with parental consent. The easiest way is to bring your ID straight to a branch — the appraiser matches your identity with the contract details in a couple of minutes. Keep your IMEI handy: it is checked against the body and the box to rule out a swap.

Purchase and sale contract and payment on site

The deal is formalized by a sale and purchase contract, and Topcash pays the money right after signing — in cash or by transfer to Kaspi Gold, Halyk, or any card in Kazakhstan. The contract records the passport details of both parties, model, IMEI, serial number, agreed amount, and the date the device is handed over. Keep a copy for yourself: it confirms the smartphone passed to the buyer and releases the seller from responsibility for the device's future. If you sell your iphone for cash, count the bills in front of the appraiser before signing — after payment, claims about the amount are not accepted. A card transfer takes from a few seconds to half an hour depending on the issuing bank; for large amounts Kaspi Gold is more convenient — instant credit. Do not sign the contract until you have made sure the amount in the document matches what was quoted from the photos.

License and rating: why the deal can be trusted

Topcash operates under ARDFM license No. 02.26.0041.L and has a rating of 4.9 from 769 reviews on Google, Yandex Maps, 2GIS, and the website. A regulator's license means the company's activity is audited rather than run under the table: during a deal you can ask to see the document — this is normal practice, not distrust. The rating is built from reviews by Almaty residents who have already sold their tech: they most often note the speed of payment and the final price matching what was quoted from the photos. Read reviews selectively — look at recent ones from the past few months and pay attention to mentions of specific branches, not just the overall score. Before your visit, check the address of the nearest location: all 6 branches are open 24/7, but they are busier in the evening.

Where we accept iPhone: 6 branches 24/7

An iPhone is a compact device, so it is convenient to bring the smartphone to the nearest branch. Here's how the network works and what to do if you need to sell the device urgently.

6 Topcash branches in Almaty — 24/7

Topcash accepts iPhone at 6 branches, all open 24/7 — you can bring your smartphone any time of day or night. The inspection in your presence takes 10–20 minutes, and after signing the sale and purchase contract you get your money right away — in cash or by transfer to Kaspi Gold, Halyk, or any card in Kazakhstan. The branches cover the city evenly: locations are in Almaly, Bostandyk, Auezov, and Medeu districts, including Aksai and Samal microdistricts. If you don't know which branch is closest, send your geolocation via WhatsApp — the operator will give you the address and confirm the appraiser is there; during peak hours this saves 20–30 minutes of waiting.

Selling or collateral: what to choose if you need the iPhone back

ParameterBuyout (sale)Collateral loan
What happens to the iPhonestays with Topcashreturned after repayment
Moneyright after the contractloan amount
Contractsale and purchasecollateral
Rate—0.19–0.25% per day
When to chooseyou don't need the item backyou need the item back

When selling, the device stays with the buyer for good; with collateral, it is returned after the debt is repaid. Collateral only makes sense in one case: when the loan amount is noticeably less than the value of the smartphone to you personally.

iPhone on Kaspi installment — do we accept it

Topcash accepts an iPhone bought on a Kaspi installment plan if the device belongs to the seller and is not pledged as collateral — we check the IMEI and serial number. The installment plan itself does not block the deal: the obligation to the bank stays with you, while the smartphone passes to the buyer under a sale and purchase contract. Before your visit, confirm with Kaspi that the device is not registered as loan collateral — this will speed up the check and prevent questions at the counter. In our practice, most people bring iPhone 15 and 16 models taken on 12–24 month installment plans: the deal goes through smoothly if payments are made without delays. Bring your national ID of the Republic of Kazakhstan — from age 18 this is enough, no additional bank statements are required.

Conclusion

A quick iPhone sale comes down to three things: an honest appraisal based on five parameters, proper preparation of the device, and a minimal set of documents. Below is a short summary that will save you time before the deal.

Key takeaways

  • The price depends on five factors: model and year, condition of the body and screen, accessories, storage capacity, and current demand — the figure “up to 792 000 ₸” applies only to a flawless top-tier model.
  • Preparation decides the outcome: backup, unlinking Apple ID and iCloud, turning off “Find iPhone,” and a full reset — without these steps, the deal won't go through even if the device is in excellent condition.
  • Not everything is accepted legally: devices with a linked account, reported stolen, or with a tampered IMEI won't be bought at any official location — a serial number check is mandatory.
  • Documents are minimal: a national ID of the Republic of Kazakhstan and age 18+ — that's enough for a sale and purchase contract and to receive payment.
  • Speed is the main advantage of buyout: appraisal by photo in 5–10 minutes and payment right after the check beat weeks of haggling and meeting buyers on classifieds sites.

Reviews about iPhone buyout in Almaty

Reviews on iPhone buyout

Bekzat S.

I sold an iPhone and an Apple Watch. Yerlan helped unlink iCloud and explained what's what. At other buyout places they just name a price and that's it, but here at least there's a conversation. Fair terms, no unnecessary questions. I'll come back if I need to.

Our website ·
Arman E.

Needed money for treatment, sold my iPhone 12. Ruslan explained everything, didn't lowball the price like other places.

Yandex ·
Nurlan K.

I sold my iPhone, the battery was poor. They quoted the price quickly and checked the serial number. I thanked Zhanar.

Our website ·
Aidana S.

Sold my old iPhone while saving up for a new one. Yerlan checked the serial number in front of me and explained the iCloud unlinking — quick and human.

Google ·
Askhat M.

I brought an old phone, thought they wouldn't take it at all. They checked it, turned out fine. I took the money and left

Yandex ·
Dmitriy K.

Brought in an Apple Watch that had been sitting unused for ages. Waited about twenty minutes for the appraiser, but the money matched what we'd agreed on the website.

Our website ·
Liliya A.

Our son's laptop burned out, and we had a spare MacBook he no longer used. Decided to sell it. Walked in without an appointment, but they took us anyway, Nursultan checked everything, the serial number matched, and they paid on the spot. Good experience.

2GIS ·
Gulnar T.

Gave my iPad to the buyout. Asem helped me sort everything out and showed me how to unlink iCloud from my phone, even though I don't understand any of that myself

2GIS ·
Marat Zh.

Sold my MacBook, needed the money urgently for car repairs. Everything went smoothly, got a fair appraisal.

Yandex ·
Sayagul B.

Sold my wife's phone. Nursultan checked the serial number, and we unlinked iCloud together with him. All fair.

Google ·
Olga R.

Sold an iPad and a Watch in one go, was saving up for my daughter's studies. Waited a bit longer than I'd have liked, but Ruslan handled everything carefully and helped unlink iCloud.

Google ·
Zhanna V.

Was looking for somewhere to offload my MacBook after moving, ended up coming here. They checked everything, the price worked for me. Asem is polite.

2GIS ·
Saltanat B.

Sold my iPhone 12. They appraised it from photos on WhatsApp, I came to the branch on Tole bi. Asem handled everything fast.

Yandex ·
Ivan P.

Pawned my iPhone, everything by contract. The interest is reasonable, got it back a week later with no issues. The branch on Timiryazev works 24/7, which is very convenient.

Google ·
Arman B.

Sold an iPhone 11. We haggled a bit on the price, but settled in the end. Got the money right away.

2GIS ·
Yerzhan T.

Pawned my iPhone, everything by contract. They checked it quickly, the money arrived on Kaspi within a couple of minutes. A 24/7 branch is really convenient

Google ·
Aidos K.

Sold an iPhone 13 via WhatsApp, appraised by photo in 10 minutes, money arrived on Kaspi right at the meeting at the branch on Abay.

Google ·
Igor V.

I've been pawning electronics here for a while whenever there's a cash gap. Aigerim greets me like family and always suggests the best option. This time they appraised the laptop at almost 1 500 000, which is good for used hardware. I recommend it to anyone who needs money fast and without extra questions

Our website ·
Zhuldyz

I came to sell an old laptop, wasn't planning to redeem it. The appraisal was quick, but I had to wait in line a bit. Overall happy, they paid the money right away.

Topcash: Zhuldyz, thank you for your feedback! We apologize for the wait, we're working to serve you faster.

Google ·
Azamat

I just sold an old watch, wasn't planning to redeem it. Money right away, no interest. The appraiser Alibek checked the authenticity in front of me. All fair, I recommend it.

Our website ·
Meruert S.

I pawned gold, they checked the 585 purity with an X-ray in front of me, all clear. I later extended the loan by phone without visiting. Storage is reliable, I don't worry about it

Our website ·
Saltanat E.

Mom was in the hospital, I needed money urgently. I came to Abylai Khan at night, didn't wait for anyone, they checked the gold in front of me and gave me cash in about fifteen minutes. Honestly, I didn't expect such treatment, thank you so much for not leaving me in a difficult moment

2GIS ·

Questions about iPhone buyout in Almaty

Frequent questions

The price depends on model, year, condition, complete set and demand. Benchmarks: iPhone 16 Pro Max — up to 390 500 ₸, iPhone 17 — up to 324 500 ₸, iPhone Duo — up to 792 000 ₸. We name the exact price from photos and model on WhatsApp in 5–10 minutes.

No, we don't buy an iPhone with Apple ID and iCloud still linked. Before selling, unlink the account and turn off Find My iPhone. After that, bring it to a branch or send photos on WhatsApp.

Yes, we buy faulty ones too — for parts, cheaper than a working one. We appraise by model, condition and complete set. We don't buy devices that are wanted or have a tampered serial number.

You only need a national ID of Kazakhstan or a passport, from 18 years old. We sign a sale and purchase contract. We pay right away — in cash or by transfer to Kaspi Gold, Halyk and any card in Kazakhstan.

Bring small devices, including iPhone, to any of the 6 branches — all open 24/7. The inspection in your presence takes 10–20 minutes, and after the contract you get your money right away.